As the whole year looms ahead of us and dry January (not only called that for drinking purposes!) threatens to rear its head, so do all the money saving guides popping up. Lets be honest here, some are not realistic at ALL. I am not promising you that this will get you to the Bahamas for 3 weeks, but it’ll get you SOMEWHERE.
I have a lot of travels mentally planned for this year and I am sure you do to, so I have put together a realistic money saving guide for you to get a few ideas from. Every penny counts. I also follow these at the beginning of the year and will be following most points quite religiously. I don’t have kids though, so some points may not apply for your situation, which is fine! but maybe it can trigger a brain storm.
- Do your food shopping weekly/bi-weekly and monthly.
Now this sounds obvious but I think we’re all guilty of popping to the super market for a chocolate bar after work or acting on some food craving and then some how you’ve left with 2 bags worth of shopping. Stop. No midweek shops!
- Make lunch at home
I am so guilty of this myself. If you work out how much you’re spending daily and then weekly on sandwiches that you could actually make better at home, you’ll quickly realise how much it all adds up!
- Cut down on coffee
Okay, that title was a little “clickbaity” and designed to roll your eyes a little (I hope you did). You don’t have to cut your coffee intake at all. What you DO have to do is get a flask and make coffee at home though. Stop going to Starbucks, Costa, Cafe Nero or whatever chain you have near you. You can buy ALL the usual coffee syrups at Asda, Tesco & Sainsburys FYI. It’s something like £3 for quite a big bottle.
- Sun Holiday Vouchers
If you’re in the UK, from January 5th – January 29th you can collect vouchers in The Sun newspaper so you can go on holiday for just £9.50 if you collect 10 tokens! This was my childhood, and although there is probably a hidden costs (because if it sounds too good to be true, it is!), it still works out cheaper. This is typically a caravan holiday/camping holiday/family holiday but you can go all over the world with this. I am posting this on the 2nd of Jan, so if you’re reading this, they come out THIS Saturday, so start collecting! I’m going to challenge myself to this one this year too! (not spons) The only downside is that you’re probably very limited for timings of when you can go. For more info visit >here<
and I don’t mean that for just clubbers. People sometimes forget about pre-drinking but can save you an absolute fortune if you’re going out for dinner, visiting friends or just want the buzz before going out in general. It’ll save you money, trust me. (Just be safe and don’t drive, thanks!)
- Non Peak time Holidays
The promise of sunshine in June can sound really tempting, but June, July and August are off limits if you want to save money. No matter what price comparison sites you look on, there will always be an additional £150 to your stay, especially in places like Greece, Spain, Italy or Croatia. Try April or September if you want to really save money, the weather will be good still!
- The half it again method.
After you pay your bills, you typically have some money left right? Half it. Half for fun, half for travel!
Ubereats, Deliveroo, JustEat. Whatever it is, stop it. A treat every now and then is good but when it’s almost every weekend and 2 for Tuesdays at Domino’s… uhhh. Not only is it bad for your health (BORING) it’s bad for the wallet. This one is more for me than you. Ooops.
- Cash in that Penny Jar!
Does anyone else have a large collection of 2ps and 1ps that you have had for so long? Cash it in and pop it in your savings account, you’ll be surprised at what you have.
- Avoid Primark like it’s the plague.
You heard me. I said it. The problem with Primark is that the clothing is so cheap but it all adds up!! and when you go in “just for a look” again, you end up with far more than you need just because it looks cute. Treat yourself, but blimey, cut down. (again, note to self!)
I hope I’ve triggered a plethora of ideas for you. I am going to be following number 8 and number 10 religiously from here on out. Fingers crossed it works out for me!
Which number will you be trying? Let me know if you follow any!